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You might not be able to score a deal for the entire amount, but if you can get a fixed-rate personal loan to pay off some of the variable-rate student loan debt, that will offer you more stability.Ask Suze a question or get another answer Please note: This is general information and is not intended to be legal advice.At USAA, we use cookies to protect your privacy and optimize your experience while conducting business on Cookies are small files stored on your computer and are commonly "handed out" when you visit most modern web sites.Generally, cookies provide the ability to enhance the user's experience and enable advanced web site functionality.

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I need to consolidate them but have not found a bank willing to do so. Even if they came through a private lender, you can consolidate them through the Federal Direct Consolidation Loan program, which offers different repayment schedules that are meant to help you take control of your debt.

There are 11 different types of business financing.

Business loans can be difficult to get, and typical application requirements include your personal credit history, business credit score, business plan and finances, and collateral.

I contacted student loan guru Mark Kantrowitz at Fin Aid.org, who says just three lenders still offer consolidation: Chase, Student Loan Network, and Wells Fargo. You should also know that there are no fixed rates on consolidated private loans; your interest rate will probably be tied to a benchmark like the prime rate, so when that rises, so will the rate on your loan.

Finally, if you have a solid job and a solid credit score, think about looking into a personal loan at a bank or credit union.

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